The best way to have a competitive site with fake chips is to mimick real play.

Right now people are afraid to make value bets when they have the best hand, beause if some donkey sucks out he can put allin pressure on him and the risk of losing is going to 0, not being able to play meaningful games during the time it takes you to build up points.

In a real cash game, you get sucked out or you get bad luck on value bets, you can buyin for as much as you want, and play the odds until the luck evens out and you take the donkey's money.

If you have a good read on someone and flop top two pair, you cant even value bet 2x pot to stop someone from trying to buy a gutshot straight / bottom pair hand.

The incremental gains from making value bets is superceded by the negative risk of someone sucking out a good hand and putting you back at 0.

I guess someone might say that the best way to overcome this is by playing table limits that only take less than half your stack, but that just means you have to play a whole lot more game to be competitive.

An easy solution to this problem would be by increasing the default chip level, perhaps to $50k, and to avoid people burning tons of chips carelessly you can extend the reill period from minutes to days or even put a max limit.

Or just make a more tourneys, have higher buyins for tourneys, and you dont even need to give more bonus money for these addition tourneys. You survive tourneys you have to be a dynamic player concered with blinds and value bets.